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Category Archives: Mortgage

What are the included costs in the mortgage refinance?

Mortgage points (or Discount points)   Mortgage points are charges paid to the lender directly at closing, in exchange for a decreased interest rate. This can reduce your mortgage payments every month. One point is equivalent to a 1% charge of your mortgage. Mortgage lenders often charge points to make an instant profit from refinancing. […]

Posted byMargaret MuhammadJuly 27, 2019August 23, 2019Posted inMortgage

What credit rating is required during purchasing a home?

Are you a first-time homebuyer? One of the crucial determinants in securing a mortgage is your credit score. The three-digit numbers sometimes make buying a home difficult for some people. For you to get a mortgage for your house, you need to have a good credit score. This can help you get favorable loan terms […]

Posted byMargaret MuhammadJune 26, 2019August 23, 2019Posted inMortgage

All about National Mortgage Rates

After some straight declines for a few weeks, mortgage rates have started marching up one more time. When I observed the 30- year fixed are a mortgage, benchmark rate rose to 4.27 percent in the current week. This was earlier at 4.25 percent, and that was a few weeks back. These numbers are based on […]

Posted byMargaret MuhammadJune 19, 2019August 23, 2019Posted inMortgage
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