Rise positions itself specifically as an alternative to high-interest payday loans for people with low credit and short-term financial crunch. Given that it’s intended for consumers with a financial emergency, the company promises a rapid turnaround from the application process to receiving the money in question, but the terms of the loans involve a very low maximum amount you can borrow as well as very high interest rates. Of the companies listed here, none offers less money or higher rates than Rise.
- People in a financial emergency who need fast cash and can afford a higher interest rate
- Free TransUnion credit score
- Free credit alerts
- Can secure funds by next business day