OneMain Financial’s personal loans require no minimum credit score and include the potential to get a secured loan depending on your finances. This company also includes certain restrictions on how you can use the money — you’re not allowed to use this loan for college tuition, vocational expenses or business expenses, among other things — and the lowest APR available is 16.05 percent. You can possibly get approved in a single day with your funds available the next day.
- People willing to pay higher interest for fast access to funds
- People looking for a bad-credit secured loan
- No minimum credit score required
- Fast approval and availability of funds
- Option for secured loan in certain circumstances