6. Downsize – temporarily
A season of paying off debt isn’t forever — it’s a little bit of delayed gratification now so you can enjoy a debt-free life later!
Take a look at your expenses from last month. Is there anything you really don’t need? Did you go out to eat too much? Do you need to rein in entertainment spending? Pay special attention to monthly regular monthly subscription services that can add up big over time. Then, apply these savings to your debt.