9. Increase your income
If you’ve found you’ve done all your can to save and cut expenses, the next step might be to increase your income.
Are you ready for a new job? You might find that searching for a better paying job is the way to go to increase your income — for the same amount of hours put in. This should be your #1 step!
If you really like your current job or you’ve found you’ve maxed out your earning capacity in your field, why not get a second job? It doesn’t have to be forever — just for a short period of time until you’re able to pay off your debts in full.